Loans

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Has the expansion of your business caused a need for additional working capital?

Do you need financing for new equipment or construction of additional space or new facilities? Texas State Bank can help.

At Texas State Bank you can obtain financing from short-term working capital lines of credit to longer-term equipment or real estate related loans. Whether you need $50,000 or $25,000,000, our loan officers have the experience and know how to assist you with your financing needs. We make quick decisions concerning your credit request regardless of the size of the loan.

Rates, tems, and document requirements will vary according to the borrowing needs and creditworthiness of the borrower, as determined by the bank. All loans are subject to credit approval. Some restrictions may apply.

Commercial Real Estate Loans

Texas State Bank is a strong supporter of the real estate industry. Our team of professionals has the experience, knowledge, and contacts to successfully guide you through the ins and outs of commercial real estate financing. We are ready to be your guide and advocate throughout the lending process. Just stop by a convenient banking center and let us help you get started.

SBA Loans

Do you share the American dream of being your own boss? Have you ever considered starting your own business or do you already have a small business? If so, Texas State Bank can assist you with a Small Business loan in association with the United States Small Business Administration (SBA). Start up and existing businesses looking to finance for longer terms will find what they need with Texas State Bank and the SBA on:

  • Inventory and materials
  • Furniture
  • Fixtures
  • Machinery
  • Equipment
  • Improvements
  • Working Capital
  • Real Estate

With the assistance of the SBA, Texas State Bank is able to offer longer terms and rates based on the prime rate published in the Wall Street Journal - benefits not normally available to small businesses through normal channels of financing.



PDFConfidential Financial Statement Form


All loans are subject to credit approval and acceptable collateral. Some restrictions may apply.