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Agriculture Services

Nobody understands agriculture better or does more Agricultural financing in the Rio Grande Valley than Texas State Bank. From citrus to cotton, feedlot to grain elevators, Texas State Bank offers a full range of products and services for the Rio Grande Valley's diverse and robust Agricultural industry. Here are just some of the products Texas State Bank has to offer:

Loan Products



You will get a quick answer from our bank and loan officers. Locally owned and operated Texas State Bank is the leader when it comes to agricultural financing in the Rio Grande Valley.


OPERATING LOANS

We make general operating loans for just about every crop grown here in the Rio Grande Valley, which includes:



  • Cotton
  • Grain Sorghum
  • Corn
  • Vegetables
  • Sugarcane
  • Citrus
  • Livestock


Our operating loans are tailored to suit the needs of your operation. Repayment schedules and terms are usually timed to match your promotion schedule, usually 12 to 18 months. We provide both non-revolving and revolving lines of credit.


MACHINERY & EQUIPMENT LOANS

These are intermediate term loans (generally 3 to 7 years) for the purchase of new or used farm machinery, vehicles, and equipment. We can finance:



  • Farm Tractors, Bulldozers, Tractor-Trailer rigs, etc...
  • Planters, disks, shredders, drills, livestock trailers, etc...
  • Irrigation systems, hay equipment, etc...

AGRIBUSINESS

Own or operate a grain elevator, cotton gin, packing shed, shipping/trucking business, feed yard etc… No problem. At Texas State Bank we can handle most any Agribusiness need when it comes to operating capital needs, capital asset financing and construction or expansion of facilities.


LIVESTOCK

Texas State Bank has handled livestock lines of credit for many years. Our loan officer expertise can assist you with an application for the financing of any of the following:



  • Purchase of livestock
  • Feeding of livestock (feedlot)
  • Operating capital needs
  • Stock cattle
  • Breeding herd
  • Replacement cattle
  • Cattle brokers and Feedyards

REAL ESTATE LOANS

Whether you are a full-time farmer/rancher or just a weekend cowboy, Texas State Bank will promptly review your real estate application and endeavor to establish a financing plan with terms designed to meet your needs for:



  • Farm and ranch purchases and refinance
  • Farm and ranch improvements
  • Agribusiness purchase, refinance and construction
  • Country home interim and permanent financing

Texas State Bank is a standard eligible FSA lender and a preferred SBA lender.


MARKETS

  • Grain
  • Cotton
  • Livestock

All loans subject to credit approval. Some restrictions may apply.